Don’t think that by going to your local bank it will get done faster or that it will be more beneficial to you. All loans go to a processing unit. Brokers have access to the banks’ Business Development Managers (BDM’s) who can escalate issues. We make them work harder for you to get your loan through. Because we have access to many loan products across many institutions, we can often find alternative solutions for funding that some banks just can’t access. It’s not uncommon for brokers to get a loan through the same bank whose local branch has declined an application. So make sure you call us first to save your time.

Regulations in the broking industry are continuing to improve across Australia. Think of your broker as being a professional resource in the same way you think of your accountant, financial planner or solicitor. We are in the business of building ongoing relationships with our clients and to think of your best interests, not those of the bank.
We will work with you and your service providers (real estate agent, conveyancer and lender) and sometimes your other professional affiliates during this process, while ensuring we help you obtain the finance that best suits your circumstances and needs.

Thank you for taking the time to read about the steps to buying your home and obtaining finance. This guide is designed to help you through the process to ensure nothing is missed and that many of your questions are answered.

By all means, please call the office for more information or clarification about your own circumstances.